11.   Others just may not be paying attention, say investors.

12.   Rates could get even closer as economic growth tapers off, say investors.

13.   Rates should be lower than they are now because the demand for money is slackening, say bond investors.

14.   Short-term and long-term rates are converging for two reasons, say investors and analysts.

15.   Still, raising the money may be difficult, say investors.

16.   Sponsors of the tax cut say investors are locked into holding stocks they would prefer to sell if not for high taxes on profits.

17.   Taken together, the reports point to slow growth, little inflation, and higher bond prices, say investors.

18.   Stocks may actually fall for three or six months before regaining their footing, say investors and analysts.

19.   That threat may be receding now, say investors and traders.

20.   The prospect of less deficit spending by the government may also help drive rates lower, say investors.