11.   And because India has a low savings rate, those foreign funds are crucial for its growth.

12.   And in the meantime the personal savings rate has dropped to almost nothing.

13.   And our low savings rate threatens our financial future.

14.   Another interesting angle to these numbers is that over the last three decades the personal savings rate has been highest when the economy was weakest.

15.   And while lifelong habits may brake the overall decline in their savings rates, these investors can hardly be expected to fill a new hole in American savings.

16.   Another concern lies in the savings rate.

17.   As a case in point, Bernstein cites savings rates.

18.   As a first step to push growth higher, the group called for making more private capital available by raising the national savings rate.

19.   As Mexicans make the transition from a pay-as-you-go pension system to private pensions, he said, the savings rate will increase.

20.   As the countries take steps to boost savings rates, local trading volumes should gradually increase.