11.   It could also make obtaining a risky loan more costly.

12.   It now has the lowest level of risky loans of any Spanish commercial bank.

13.   It was only seven years ago that banks were vowing to never again make risky loans.

14.   Many of the banks made some risky loans at first in the hope of building a relationship that would yield more business later.

15.   Many of those loans subsequently turned sour, suggesting that the banks dumped risky loans on their affiliates.

16.   Norwest considered big commercial loans too risky, focusing instead on selling companies an array of financial services, such as managing their cash receipts.

17.   Popular also set less money aside to provision against those risky loans.

18.   Provisions, meanwhile, will have risen to cover risky loans tied to troubled businesses and an ailing real estate market.

19.   Sumitomo Bank of California Corp. said it fired two employees who filed a lawsuit accusing the bank of hiding risky loans and avoiding lending money to minorities.

20.   The agricultural cooperatives say the parent banks should absorb all the losses, because their policies forced the housing lenders into making risky loans.