11.   An ESOP lets employees fund company stock purchases, in this case to provide them with a portion of their retirement benefits.

12.   And it is spreading quickly, even as half the private work force has no retirement benefits and many companies have been trimming pension benefits for rank-and-file workers.

13.   And he would offer more Social Security benefits to women, and also would create a new retirement benefit for the working poor and the middle class.

14.   And she says that some companies are paying for these plans partly by cutting retirement benefits for the rank and file.

15.   And some groups of employees may not be interested in retirement benefits at all.

16.   And without union representation, the pilots were not entitled under federal law to the same retirement benefits enjoyed by their counterparts.

17.   As a federal official, Armey benefits from a generous health care plan and equally generous retirement benefits to which he contributes only a fraction of the cost.

18.   As a five-year board member, he will qualify next year for retirement benefits for life.

19.   As thoughts of retirement started to loom, she checked with Social Security to see what size retirement benefit she could count on.

20.   Austerity measures already undertaken, such as cuts in health care and limits on retirement benefits, have prompted the French to take to the streets in protest.