11.   Such companies, including Northwestern Mutual, Mass Mutual and Guardian, also offer dividends that reduce premiums.

12.   The additional supplies could shrink the backwardation in crude prices, reducing the premium for prompt crude compared with forward deliveries.

13.   The decline has already reduced the premium Softkey said it was offering over the Broderbund deal, he noted.

14.   Their plan would reduce premiums for businesses with good safety records, require insurance companies to create units to detect fraud among employers and raise benefits for injured workers.

15.   This subsidy would reduce premiums for everyone, by reducing the total costs that must be covered by premiums.

16.   To varying degrees under the plans, drivers would be able to reduce their premiums by abandoning or restricting their ability to seek damages for pain and suffering.

17.   Would reduce premiums for cars equipped with daytime running lights.

18.   Additional money is targeted for tobacco, soybean and peanut growers and to reduce premiums that farmers pay for crop insurance.

19.   He said such figures should prompt insurers to reduce premiums.

20.   Hoping to induce more farmers to buy federally subsidized crop insurance, the Senate overwhelmingly agreed Thursday to sharply reduce premiums and cover new commodities.