11.   So-called personal record keepers are designed to tell beneficiaries where to find everything from lawyers and financial planners to medical information and tax records.

12.   There are various personal digital record keepers and palmtop computers, none big enough for comfortable typing.

13.   They are only available in so-called unbundled plans, in which investment managers are separate from the record keeper.

14.   To check further for details, I called the Elias Sports Bureau, located in Manhattan, the record keeper for Major League Baseball.

15.   You also should find out what similar efforts your service providers and record keepers are undertaking.

16.   Though meticulous record keepers, the ancient Egyptians almost always neglected to list the names of engineers who built their temples.