11.   Belanger provides insurance as an enforcer should Mick Vukota not be able to return from a broken thumb.

12.   Both companies are reinsurers, which provide insurance to insurance companies as a way of spreading risk.

13.   A backpacker stove and a decent food supply provide additional insurance.

14.   A new state health-care plan would provide medical insurance for most of the poor.

15.   A two-run triple by Roberto Kelly provided insurance in the bottom of the eighth.

16.   A winner in this bill, by contrast, is the Overseas Private Investment Corp., which provides insurance to companies doing business in developing countries.

17.   A worse threat is that the existence of government-guaranteed coverage will discourage employers from providing insurance for early retirees.

18.   A winner in this bill, by contrast, is OPIC, which provides insurance to companies doing business in developing countries.

19.   Business groups and unions said the bipartisan plan would unintentionally create incentives for employers to stop providing insurance.

20.   But it can provide insurance.