11.   But it cannot avoid interfering on programmatic issues if it is to continue providing credit.

12.   By being at the center of all those orders, Fleet hopes it will be able to provide credit or sell some transaction-oriented service along the way.

13.   Community savings and loans similar to those that have proved successful in Bolivia, Peru and other countries will be established, providing more credit.

14.   Conditionality implies a contract between a borrower and a lender, usually a multilateral institution such as the World Bank, that provides credit at below-market rates.

15.   Federal law requires banks to provide credit to all communities, and banks have long sponsored programs to offer banking services in low-income neighborhoods.

16.   Finally, the federal government and certain state governments provide tax credits for educational expenses, many of which are spent on education at religious schools.

17.   Garcia said his companies acquired the domain name and intended to make Credito.com a substantial Web site that provided credit to the Hispanic market.

18.   He also proposed providing tax credits to companies that provide day care for their employees.

19.   He said changes in tax policies, to provide credits for property owners who make such necessary upgrades as tying walls to roofs, would help.

20.   His plan to provide tax credits for long-term medical care also has bipartisan support.