11.   Michael Fallon and Peter Bergg yesterday met the young men who will be arguing their policies at the school hustings.

12.   Among the benefits Transamerica policy owners are eligible to receive are the ability to buy new policies at reduced rates or have their current policies discounted.

13.   Analysts had been sharply divided over whether the Fed would tighten policy at its meeting Tuesday.

14.   An economist by training, he now is a professor of social and economic policy at Brandeis University in Waltham, Mass.

15.   An increasing number of employers are giving workers a chance to buy supplemental policies at group rates.

16.   Another said she would fax information about questionable policies at Haverhill.

17.   Another Bush ally, Damon Ansell, vice president for policy at Americans for Tax Reform, a conservative lobby, made a similar point.

18.   Another would establish a program for federal employees to buy long-term care policies at group rates while they are working, at lower prices than when they retire.

19.   Barbara A. Gutek, a professor of management and policy at the University of Arizona in Tucson, said that she was not surprised by the findings.

20.   Berger disclosed the change in policy at a breakfast for reporters covering the military.