11.   And while the Republican plan would require fixed sentences for first-time violent offenders, the Assembly version would let judges decide whether such sentences were necessary.

12.   As a result, individual account plans require deeper cuts in guaranteed benefits for current workers than those required by plans that would not establish individual accounts.

13.   As many companies have restructured benefit packages in recent years, however, pension plans are increasingly requiring employee contributions.

14.   As with all other qualified retirement plans, profit-sharing plans require the preparation of formal trust documents as well as annual tax filings.

15.   Because the decentralization plan requires a lengthy planning and contracting process, it could be begun in several pilot spots first.

16.   Both plans would require utilities to separate their power generation operations from their transmission business.

17.   A new recommended graduation plan requires more foreign language and math courses than the minimum plan and will force some school districts to hire more teachers.

18.   After his speech, Alexander acknowledged that his plan requires increased responsibility on the part of citizens and communities.

19.   All SIMPLE plans require employers to contribute to the retirement fund.

20.   Bush produced an assortment of figures to show that the plan would not require cuts in government spending.