11.   Is there a pension scheme where you work?

12.   It is not, of course, mere coverage of pension schemes that distinguishes manual from non-manual groups.

13.   Many people belong to a pension scheme run by their employers.

14.   Part-time workers were more likely to work for an employer who did not offer an occupational pension scheme.

15.   Pensions from your employer Many people belong to a pension scheme run by an employer.

16.   Private pension schemes fall into two broad categories.

17.   Temporary workers are ineligible for the pension scheme.

18.   That being so, many people throughout the nation who are in pension schemes are frightened.

19.   The booklet is intended to be a user-friendly guide to pension schemes.

20.   The next stage is a policy profile, which will itemise savings plans, life-cover policies and pension schemes.