11.   At the same time, net interest income, the sum the bank makes on the difference between lending and deposit rates, remained stable.

12.   Banks are reporting thinner net interest margins because they have to pay more for deposits in order to compete with mutual funds and other investments.

13.   Banks, the most sensitive to changes in interest rates, tend to have narrower net interest margins and less demand for loans when interest rates rise.

14.   Both banks reported a decline in net interest and fee income, as competition and tighter interest rate margins, as well as fewer loan conversions, reduced income.

15.   By definition, the individual deposits would be too small to earn net interest after the expenses of setting up the accounts.

16.   Cash flow is earnings before net interest expense, taxes, depreciation and amortization charges.

17.   Carter said the bank benefited from the growth of cross border investing, which increased fiduciary compensation, foreign exchange trading revenue and net interest revenue.

18.   Carter said the bank benefited from the growth of cross-border investing, which increased fiduciary compensation, foreign exchange trading revenue and net interest revenue.

19.   Commerzbank will provide more detailed information, such as total assets and net interest, commission and trading income tomorrow at its annual earnings press conference.

20.   For banks, revenue is determined by adding net interest income and non-interest income.