11.   Australia has one of the lowest national savings rates in the industrialized world.

12.   A balanced budget means less borrowing by the government from the pool of national savings.

13.   A similar scheme aimed at fighting global inequality could start by reaching agreement among rich countries to introduce a compulsory national savings plan to help build a development fund.

14.   By giving investors a wider range of options, he said, the new bond may even boost the anemic national savings rate.

15.   Federal Reserve Gov. Laurence Meyer said yesterday that partial private investing would increase national savings.

16.   Greenspan also said he preferred using the budget surpluses to pay down the federal debt, which would boost national savings.

17.   He acknowledges that merely diverting existing taxes into private accounts does not raise national savings.

18.   Greenspan said that it was important not to cut national savings when considering the use of the projected budget surplus, and said mandated individual savings accounts could help.

19.   He notes that anxiety with budget deficits derives from concern that the national savings rate, both public and private, is too low.

20.   His deep concern for a declining national savings rate has made him a name on the issue of loosening restrictions on individual retirement accounts.