11.   A healthy adult might be better off choosing a plan with a low monthly premium and paying slightly higher bills for those rare trips to the doctor.

12.   Can you review the health perks U.S. senators and representatives get, including what they pay in monthly premiums?

13.   Clinton said he would keep monthly Medicare premiums lower than the Republicans had proposed.

14.   Consumers who pay for their own care faced especially steep increases in monthly premiums.

15.   Depending on income levels, people may have to pay a monthly premium or make co-payments for care.

16.   Derby said anyone who needs short-term coverage should simply sign up for one of the regular non-group plans and pay monthly premiums for only the time they need coverage.

17.   He neglects to mention, however, that the plan calls for monthly premiums for recipients to rise.

18.   HMOs provide comprehensive care in return for fixed monthly premiums.

19.   HMOs give comprehensive care for a fixed monthly premium.

20.   HMOs generally set their monthly premium charges based on estimates extrapolated from past experience.