11.   But another San Francisco merchant has yet to commit.

12.   But if a merchant has a physical presence in your state, then it will collect sales tax.

13.   But merchants have another take on moving the highway.

14.   Consumer spending was so strong that merchants had a hard time keeping up with demand, reflected in unusually low inventory levels.

15.   Don McGon, at the farmers market in Weatherford, said that merchants there had plenty of melons.

16.   Finally, make sure the online merchant has a way for customers to get in contact outside of e-mail.

17.   Fortunately, most merchants have fair return policies.

18.   He said the merchants did not have to provide actual sales figures, only rough estimates of how much they believed business had risen during the week.

19.   In cases where unauthorized charges come up, he said the merchants will generally have to eat the costs.

20.   In return for hawking the co-branded services, the traditional merchants will have their Web sites featured prominently on the sites of their Internet partners.