11.   By joining forces, the companies should be able to market their funds to more investors, Epstein said.

12.   Competing firms such as Vanguard Group and T. Rowe Price Associates Inc. already market so-called fund of funds.

13.   Denver-based Invesco is better known for marketing its funds directly to investors.

14.   Cypress said it will continue to market the funds to brokers and financial advisers while expanding their distribution to banks.

15.   Fidelity collects a fee for allowing the companies to market their funds over its network.

16.   Fidelity will collect a fee from Putnam for allowing Putnam to market the funds over its network.

17.   Exchange-traded funds are marketed as a dirt-cheap, tax-efficient way to invest in a broad basket of stocks.

18.   Fund companies face increased scrutiny from regulators and investors to use clearer language when marketing funds to better disclose investment risks.

19.   Garzarelli noted that her company had yet to market the fund.

20.   Lawrence York, the co-manager and a former financial planner, said management was not marketing the fund because that would increase expenses.