11.   A takeover target itself, Hubco prefers to acquire customers by buying banks than to lower loan rates and pay higher deposit rates, Puglisi said.

12.   Both companies have recently bolstered their reserves for future losses, indicating that loan loss rates are continuing to rise.

13.   But if the market price falls below the loan rate, the Government keeps the crop, and the farmer keeps the loan, owing nothing.

14.   But they will be hard pressed to keep those promises while raising their loan rates.

15.   Canadian government bonds slipped after comments by a U.S. central bank official fuelled concern the Federal Reserve will lift loan rates this month.

16.   Central bank policy makers convene tomorrow to consider reducing overnight bank loan rates for a second time this year.

17.   Canadian government bonds were little changed as investors debated whether the Bank of Canada will cut its overnight loan rates in the next few weeks.

18.   Consumers can also expect lower loan rates and higher deposit rates as the banks compete for business, analysts said.

19.   Credit unions offer most of the services banks do, but most of their loan rates are lower and their savings rates higher.

20.   DKB predicts the central bank will raise its target for the overnight interbank loan rate in October at the earliest.