11.   BHK publishes the indexes as a measure of the volume of loan applications mortgage lenders are receiving.

12.   A loan application pops on the screen, along with a video image of a live Virtual Realty representative.

13.   A real estate closing he scheduled for Monday was postponed for two weeks because of delays in processing the loan application by the FHA.

14.   Businesses whose loan applications are rejected can resubmit them two more times over the course of seven months.

15.   But Morse acknowledged that the loan application listed ample funds in bank accounts, money not being spent on his daughter.

16.   Congress also requires that banks, savings and loan associations and mortgage companies report on racial patterns in their acceptance and denial of home loan applications.

17.   Consumer advocates also want Congress to prohibit banks from pitching insurance and investment products to people with pending loan applications, a practice they regard as coercive.

18.   Countrywide Credit Industries Inc. on Tuesday reported a record number of loan applications and loans in the pipeline during September, thanks to a low interest rate environment.

19.   Countrywide Home Loans Inc. in Calabasas, Calif., uses computers in its branch offices to process loan applications.

20.   Critics of the proposal argue that the real villains are the credit card companies and other lenders who are papering the nation with loan applications.