11.   That could cost them dearly if either became gravely ill or died, financial planners and lawyers say.

12.   The lawyers say they are uncertain who might be responsible for such changes and do not know whether they were simply a matter of negligence or involved deliberate machinations.

13.   The most likely kinds of disputes will center around how to value the losses, lawyers say, especially when it comes to business interruption insurance.

14.   Those differences, industry analysts and environmental lawyers say, are not surprising.

15.   A former doctor at Emory University School of Medicine has won what his lawyers say is the first libel verdict based on an anonymous Internet message.

16.   Another rule would make it clear that lawyers should never have sex with clients, something lawyers say is already a no-no and is barred by some state regulations.

17.   But when the Mets advanced to the World Series, the lawyers say, Trimming refused to part with any of the tickets.

18.   Her lawyers say was suffering from postpartum depression.