11.   By not selling, the investor avoids fully facing the fact that he made a bad decision.

12.   Does all this mean that investors should avoid bottling stocks?

13.   European stocks and bonds were mixed, as investors avoided bets before a long holiday weekend and a raft of U.S. economic reports out next week.

14.   Even so, some money managers said investors were avoiding trading munis while other financial markets gyrated.

15.   In building a portfolio of various assets, investors should avoid those that are perfectly correlated, he said.

16.   In recent years, many investors have avoided the industry altogether because of the inherent risk in determining which firms would be successful in bringing new drugs to market.

17.   Investors are avoiding metals because financial assets like stocks offer better returns.

18.   Investors can avoid that by waiting until after the dividends are paid to buy into a fund.

19.   Investors are avoiding companies they perceive as overly focused on the Japanese economy.

20.   Investors should avoid the many annuity plans with high fees, which could eat up the tax savings, he said.