11.   Churches began holding integrated services, which continue today.

12.   Integrated services digital network technology devices are designed to give greater reliability and speed when using digital telephone lines for either home or portable computers.

13.   ISDN refers to integrated services digital network, which offers high-speed access to the Internet.

14.   It also could be used by large Web sites, such as Yahoo or Excite, hoping to create an integrated financial services section.

15.   The move -- which creates the largest integrated financial services company in Malaysia -- marks the start of an expected shake-out in the crowded Malaysian banking industry.

16.   The number of phone lines that provide high-speed access to the Internet, known as integrated services digital network, more than doubled from a year ago.

17.   The services are called ISDN, for integrated services digital network, and ADSL, for asymmetric digital subscriber line.

18.   These lines, known as integrated services digital network or ISDN, allow people to get faster access to the Internet global computer network than traditional copper phone lines.

19.   Unisource said it expects its profit margins to improve this year because of cost-cutting and increasing economies of scale from integrated service offerings.