11.   The notion of access takes on special meaning in the aftermath of the Americans With Disabilities Act, which requires institutions to make reasonable accommodations for the handicapped.

12.   The site will also help research institutions make sure they do not receive lost or stolen animals, he said.

13.   The two institutions make little attempt to conceal the stakes involved in the competition, which could lead to a Nobel Prize.

14.   These companies say the financial institutions make the loans and their operations simply handle the paperwork, administration and marketing.

15.   To combat this, London institutions must make sure they can offer services for all types of new debt, the association said.

16.   Other Japanese construction companies also are suffering from huge non-performing debts, and many Japanese financial institutions are making efforts to write off bad loans.

17.   A religious institution could make a case for why it could not hire gays for certain positions, Lewin said.

18.   It said police and some financial institutions have already made security changes.

19.   Many Japanese financial institutions are making efforts to write off bat debts as well.

20.   Now the institution is making it.