11.   Confident that the IMF has supplied enough marks to Bulgaria, businesses and individuals have taken the government at its word.

12.   During this season many individuals take time from their everyday routines to assess the direction of their lives and give thanks.

13.   Each individual takes it on himself to improve.

14.   Experts say such individuals sometimes take risks to validate their self-assessments.

15.   Executives focused on the global economy forget that individuals take purchasing personally.

16.   Individuals are taking even bigger jolts.

17.   Individuals take an oath to tell the truth, the whole truth and nothing but the truth.

18.   Its success is proof of what can be accomplished in Haiti when individuals take matters into their own hands.

19.   Often, she says, the problem is not whether the person says he or she is available but the actions the individual takes to become available.

20.   Robert Bruce, the airport manager, said that the agents asked if two individuals had taken flight training there.