11.   An independent panel of experts will assist the agency and review its progress over the next two years.

12.   An independent panel has recommended a wholesale restructuring of the troubled special education programs in New York City.

13.   An independent panel of experts said Wednesday that there was insufficient evidence that mammograms could prevent breast cancer deaths.

14.   An independent panel, overseen by the state Department of Health, is also conducting a review.

15.   And lawyers for the independent panel are examining procedures that would be used if President Clinton sends back the proposed closings.

16.   And it would require extensive reviews of HMO decisions by independent panels before lawsuits could be filed.

17.   Approval by the independent panel, which consists primarily of oncologists who treat leukemia patients, usuallly leads to FDA approval.

18.   Attorneys had asked for an independent panel of three psychologists to determine how Elian would be affected by being returned to Cuba.

19.   Bell Labs, part of Lucent Technologies, has convened an independent panel to investigate.

20.   Both bills say that if an HMO denies a claim for benefits, the patient could have the decision reviewed by an independent panel of medical experts.