11.   But some analysts say an OPEC production increase might not have a noticeable effect on gasoline prices even after that time.

12.   But the wage increase has had little effect elsewhere.

13.   Consumer advocates complained that such increases have an unequal effect on the long-distance market.

14.   Directly from the Fed -- its rate increases have driven up automobile finance charges by a third in the past year.

15.   He questioned whether such a small increase could have much effect on earnings.

16.   In recent years, we had the idea that wage increases had to be modest.

17.   It is unclear what broad effects the increases in health maintenance organization premiums will have.

18.   Japan raised sales taxes in April to help cut a growing budget deficit, forecasting that the increase would have only a temporary damping effect on demand.

19.   Kennedy and Reich sought to dispel those arguments by citing studies that indicate that the last two increases have had an insignificant impact on employment.

20.   Lately, Zeiss said, initial public offerings and capital increases have done well on the Polish market.