11.   Like a consumer, Edison has pledged substantial assets as collateral, including the loans it has made to help dozens of charter schools finance construction.

12.   Now Wall Street is striking back, telling clients that they, too, can offer a full spectrum of services, including bank loans.

13.   Not being able to include the loans on its books would drive its capital-to-asset below the level the Finance Ministry requires.

14.   Tallahassee has joined other state governemtns in recognizing the need to support trade in ways that include guaranteeing loans to help small exporters.

15.   That includes loans to borrowers the banks have had to financially support through such measures as buying assets at above-market prices.

16.   The federation number does not include overseas loans.

17.   The federal Community Reinvestment Act requires banks to provide services, including loans, to even the poorest neighborhoods in areas in which they operate.

18.   The IMF aid package, which will include loans from foreign governments and banks, is contingent on Thailand meeting six IMF conditions.

19.   The figures do not include loans backed by real estate, including mortgages and home equity lines.

20.   The program includes government loans, the purchase of bonds issued by Asian nations and guarantees that private bank loans will be repaid.