11.   David Nemtzow, president of the Alliance to Save Energy, said the proposed cuts will hurt consumers in a time when they cannot afford it.

12.   Corporate profits were plunging, and more and more economists worried that companies might try to prop up earnings by cutting jobs, hurting consumer spending.

13.   Democrats are also split over whether deregulation could hurt residential consumers, who use relatively little electricity compared with big companies.

14.   Drug companies and their consultants countered that the switch to over-the-counter would, in fact, hurt many consumers.

15.   Doyle, the attorney representing Fort Worth and other municipal governments, said the new method hurts consumers and undermines electric deregulation.

16.   Each time they testified, competitors and consumer groups showed up to offer warnings about how the deal would hurt consumers.

17.   For the past four years, the Justice Department has maintained that Microsoft thwarted competition and hurt consumers by illegally wielding monopoly power in the software industry.

18.   Formed during the Depression to help get credit for low-income people, credit unions contend that any limitation on their membership brought on by banks will hurt consumers.

19.   For years, federal regulators have staunchly resisted efforts by the largest airlines to merge, partly out of the concern the lack of competition would hurt consumers.

20.   Has Microsoft hurt consumers?