11.   Justice Department antitrust chief Joel Klein has a panel of internal and independent legal experts and cyber-savvy economists weighing possible courses of action.

12.   Long brown velvet dresses had sheer panels that swayed provocatively.

13.   Morgan backed off earlier comments that having separate panels for the corruption and slaying probes would be too expensive and time-consuming.

14.   Moore sees that desire in the way that major hospitals and research projects like the human genome project now have ethics panels with religious representatives.

15.   Older homes often had wood panel, called wainscotting, around the lower part of the walls.

16.   Others have panels that overlap like a deck of cards swept across a blackjack table.

17.   Since hollow doors have thin panels of wood covering the hollow core, you will have to choose a molly anchor made especially for hollow-doors.

18.   Some aprons have solid panels, but most have a lattice design that allows air to circulate under the porch.

19.   Some have panels including outside doctors or consumers that help rule when a patient appeals an HMO decision to deny a service.

20.   The card may have one panel so that it resembles a postcard with greetings on one or both sides.