11.   If a dozen or so agents give a good rating, it is put on the sheet that gives details about the consolidator.

12.   In the case of the expert sites, each expert is given a rating.

13.   In the last year, Consumer Reports has given high ratings to the Passat.

14.   It gives such ratings to companies when ability to pay interest and principal on debt cannot be fully assured in the future.

15.   Politicians say networks have to give content ratings.

16.   Schools that allowed minority students to slip behind were given lower ratings than schools that kept minority students working up to grade level.

17.   The Kalamazoo maker of surgical products was given favorable ratings by two analysts.

18.   With standard evaluation forms, in which numerical ratings are given for different skills, it is easy for managers to be vague.

19.   D-Plus ratings were given to Asahi Bank, Daiwa Bank, Long-Term Credit Bank of Japan and Sakura Bank.

20.   If a bad rating is given, we are simply saying that the company has a high tendency to default.