11.   But there were only a few lenders, she said, making it difficult for prospective buyers to get mortgages.

12.   Congress also closed a loophole that allowed borrowers to drop the insurance soon after getting a mortgage.

13.   Compared with some of his neighbors in other countries, Marin was lucky to get a mortgage at all.

14.   First-time borrowers who are clueless about how to get a mortgage can benefit from using a broker.

15.   His lender, Citibank, told him it would take a month to get a mortgage.

16.   Homebuyers who put their life savings in down payments now cannot get mortgages because of the collapsed real estate market.

17.   If you are sure of getting a mortgage or already have the cash standing by you might offer to forgo the standard mortgage contingency.

18.   In the past, he had little trouble getting credit to buy two new cars, so he thought getting a mortgage would be a snap.

19.   Its existence has clouded my credit rating and made it difficult for me to get a mortgage.

20.   Long-term borrowers can also come out ahead if they get a mortgage with a deeply discounted initial rate.