11.   ATandT said it expected the change on future earnings to be negligible and added that there would be no effect on cash flow.

12.   Also, deferred or unearned revenue, which can be used to buffer future earnings lulls, surprised some analysts by rising instead of falling.

13.   Analysts have been concerned about future earnings of managed health-care stocks because medical costs are increasing.

14.   Analysts have noted that Wall Street remains concerned about future earnings for newspaper companies, which face increased competition for advertising, and rising prices for newsprint.

15.   Analysts said the decline stemmed from investors cashing in while the stock price was high rather than concern about future earnings.

16.   An economic slow-down would bit into the future earnings of companies.

17.   Analysts said the stocks have fallen to levels that are attractive relative to their future earnings.

18.   Analysts have been concerned about future earnings of managed health-care companies because medical costs are increasing.

19.   And future earnings are the only kind that most Internet companies can boast just now.

20.   And in a decade when each year registers another record low in student concern for anything but their future earnings, administrators are responding differently, too.