11.   So while European callers do not generally hear a notification message, the additional digit indicates that additional fees may apply.

12.   So while European callers do not hear a notification message, the additional digit indicates that additional fees may apply.

13.   Such fees apply to carriers that fly over a country without landing there.

14.   The fee applies to all American and American Eagle flights in the continental United States, Alaska, Canada, the Caribbean, Mexico and Latin America.

15.   The Federal Communications Commission is expected to get involved this week by deciding whether Internet calls are local or long-distance calls, and whether these reciprocal fees apply.

16.   The fee applies to five of the seven portfolios of the Scudder Variable Life Insurance fund, which is sold through insurance companies.

17.   The fee does not apply to long-distance calls.

18.   The fee does not apply to tickets issued by travel agents, group tickets or those issued on government-contracted fares.

19.   The fee also applies to tickets on Continental Express.

20.   The fee does not apply if the problem is the result of a software or hardware defect.