11.   Corn and soybeans retreated amid fears by investors that much of the crop will be harvested before the first frost.

12.   Hager said he deals with his fear by confronting it.

13.   He says he met some artists from Sarajevo who told him that they lived with fear by finally deciding to put it aside.

14.   Human nature makes people uncomfortable with change and the unknown, so smart managers try to ease those fears by explaining all the good things about the potential merger.

15.   I decided to give them a quick demonstration to allay their fears by baring my own.

16.   If Peres is returned to power, fears by fervent Jewish settlers will reach a crescendo, as David Wilder, a settler spokesman, makes clear.

17.   Immigration and Naturalization Commissioner James Ziglar has tried to assuage fears by assuring relatives of those missing that immigration information would not be sought.

18.   Investors responded to those fears by selling, sending yields on junk bonds to double-digit levels and on high-grade corporate bonds to high single digits.

19.   It also moved people past their fears by gradually getting them accustomed to being around the things they feared.

20.   It may come as profit-taking by some, or outright fear by others not certain the rally is real.