11.   Also look into extended warranties for portables, which are very prone to problems.

12.   But even Robbins concedes that some consumers have been burned after buying extended warranties.

13.   But skip the extended warranties.

14.   Cars are more reliable than they used to be, he said, and owners often trade in before the extended warranty is over.

15.   Certified vehicles are those that have undergone thorough inspections by dealers, and are sold with extended warranties.

16.   --Consider paying for an extended warranty.

17.   Consider this extended warranty peace of mind at a modest price, the salesman says.

18.   Dealers call them service contracts, extended warranties or service reimbursements, said Donald L. Griffin, an executive at the National Association of Independent Insurers.

19.   Extended warranties come in many different forms and price ranges.

20.   Extended warranties may be available at the time of purchase.