11.   A business management expert would see redundancy, inefficiency and obsolescence.

12.   Academic experts also see a tough road ahead for Hyatt.

13.   But AIDS experts see some encouraging signs of change.

14.   But experts still see a critical need for increasing the pool of minority teachers.

15.   But experts see good news even in that number.

16.   But even with that high-profile decision and the heavy review of the AOL and Time Warner deal, experts see no pattern of discrimination against U.S. companies.

17.   But experts see little chance for American companies to expand their operations soon.

18.   But experts see the on-line medical sites as research tools that can ultimately help patients have more fruitful conversations with their doctors.

19.   But many First Amendment experts see this not as typical campaign-year rejoinders but an attempt to stifle free speech.

20.   But legal experts see Microsoft as still having a very tough case to make that bundling is in the public interest.