11.   Meanwhile, their employers typically matched or even exceeded their contributions.

12.   More importantly, most employers will match a portion of your contribution.

13.   My employer matches a small percentage of what I put in.

14.   My husband says it is unwise to invest more than an employer will match.

15.   Some employers will even match your contributions, thus helping you sock away substantial amounts of money.

16.   The money will grow tax-deferred, and some employers will match all or part of your contribution.

17.   The main reason is employers typically match part of your contribution.

18.   The second is that many employers match employee contributions to some degree.

19.   You want to take advantage of tax-deferred savings immediately, especially if your employer matches your contribution.

20.   Your best bet is an employer-sponsored plan, especially if your employer matches some of your contribution.