11.   Consumer advocates also are worried that the electronic transfer accounts would simply allow withdrawals using a card similar to an ATM card.

12.   Customers purchase postage online either with a credit card, an electronic transfer of funds or a payment by check.

13.   Details of the shift from checks to electronic transfers are still being worked out.

14.   Electronic transfer of federal benefits is already widely used.

15.   Electronic transfer of funds, distribution of electrical power, the responses of emergency services and military command and control are at risk, that report stated.

16.   Fax machines, electronic transfers, and electronic messaging has eroded our first-class mail base.

17.   Foreign aid is sent by electronic transfer, not by cash in canvas bags, the officials said.

18.   Fox says it was all a slip-up caused by electronic transfer of files between him and the Journal.

19.   Fraud is virtually non-existent with electronic transfers, Hawke said.

20.   In the future, Zubeldia acknowledged, electronic transfer of medical records and prescriptions will require electronic signatures to ensure authentication and guard privacy.