11.   Banks want to wean people off cash and checks and get them to use more electronic payments.

12.   Banks, with their check and electronic payment networks, help them receive, transfer and deposit payments as quickly as possible.

13.   -- Electronic payments.

14.   A new aggressiveness in the electronic payment business is illustrated by a lawsuit.

15.   But the main drawback of the fine cards is that there is nothing to stop the GAI from accepting the electronic payment, then demanding a cash supplement.

16.   But ultimately its founders hope that cities will agree to accept electronic payments and to pay for various additional services.

17.   Cary Whaley, a spokesman for Nacha, an electronic payments trade association, said the industry takes the concerns seriously.

18.   CheckFree processes electronic payments.

19.   CheckFree has dominated the early stage of the electronic payment processing market.

20.   Checkfree, a leading provider of electronic payment services, calls its solution E-Bill.