11.   Companies like Allstate and Integon Corp. can even make strong profits insuring drivers with bad driving records.

12.   Consumers with strong driving records but financial woes will probably be able to find coverage at a similar price elsewhere -- at least for now.

13.   Cosme does not want to speak about the crash or his driving record, his mother said.

14.   Driving records can be obtained free from motor vehicle registries.

15.   Each year, policyholders would move up or down the scale, depending upon their driving record during the previous year.

16.   Driving records have long been used by insurance companies, news organizations and lawyers.

17.   Footman has a nearly spotless driving record.

18.   Finally, Tamam says his system documents and reconciles driving records for taxi fleets.

19.   Giuliani asserted that an audit released by Hevesi on the driving records of city workers had been slanted to embarrass him.

20.   Fullington said the files did not include current driving records and medical examination results for many drivers.