11.   Banks will be hurt by a rate rise because it would deter people from borrowing money.

12.   A mass vaccination now that caused highly publicized deaths could also deter people from using other vaccines that do not have such complications.

13.   Advocates for the elderly said the turmoil and uncertainty in this market could deter people from joining HMOs in the future.

14.   African observers say the high voter turnout in Zimbabwe suggests that the violence did not deter people from casting ballots.

15.   AIDS activists oppose the bill because they contend that it would deter people from testing and medical care, all for fear that their names would become public.

16.   But as the Senate considers a sweeping anti-tobacco measure this week, experts differ radically on whether boosting cigarette tax will deter young people from picking up the habit.

17.   But fines may not deter people hell-bent on office.

18.   But Sagem Morpho sent a team of lobbyists to argue that the program deters people from applying for benefits in more than one place.

19.   But there is no evidence that the threat of prison deters young people, he added.

20.   Evidently, many people have been deterred by such questions.