11.   As the program is now designed, Spriggs said, low-income people enjoy a substantial advantage in the way benefit formulas are calculated.

12.   Both programs are designed for families with toddlers through grade six.

13.   About three years ago, it began an Internet division, TWIinteractive, which creates and finances Web sites and designs software programs.

14.   Abrate also designs programs for Victoria magazine and creates custom trips for professionals in the tea business.

15.   Adults will also have special programs designed just for them, such as learning experiences and on-board seminars.

16.   After graduation, Omidyar worked at several companies, designing graphics programs for the Macintosh.

17.   All the programs are designed with the mature market in mind.

18.   But Jason Turner, a Wisconsin official who helped design the program, said the screening discourages those with other options from coming onto welfare.

19.   But many other states are designing welfare programs that impose time limits with no commitment to help those who hit the barrier without work.

20.   But the restrictions did not receive much attention because lawmakers were focusing on more basic questions about how the new program should be designed.