11.   Although account holders cannot write checks, they can use the cards at Fleet ATMs to get cash and to make purchases at places that accept debit cards.

12.   Although the banks get a higher premium from credit cards, issuing debit cards still makes financial sense.

13.   Although they are being resisted by some retailers, debit cards are accepted at most businesses that accept Visa or MasterCard credit cards.

14.   And a debit card may be the only one available to a person with damaged credit or too new to the job market to have a credit rating.

15.   And effective now, Continental and Chase Manhattan Bank will offer the first co-branded debit card.

16.   And in contrast to using a credit card, which the debit cards physically resemble, no loan is involved in the transaction.

17.   And recently the unit gave up a fruitless, years-long effort to develop debit cards using chip cards.

18.   And while many people have debit cards, few trust using them online.

19.   Another convenience-oriented bank product that is starting to take hold is the point-of-sale debit card.

20.   Another possibility is to use a debit card.