11.   And lower interest rates in the past few years have allowed families to refinance their mortgages, cutting their expenses further, he said.

12.   Apple Computer Inc. said it expects to return to profitability by June as it cuts expenses in response to lower-than-expected sales of personal computers.

13.   Apple said it could return to profitability by December as it cuts expenses and sales pick up.

14.   As that index is used to calculate increases in a range of federal programs, the move would automatically cut government expenses.

15.   As the fishing industry declined, he cut expenses by leasing one of his two docks to a company buying crab.

16.   At the other end, you can go back to your budget and see if you can cut projected expenses in retirement.

17.   A stronger peso could hurt Desc, Oler said, but the company, which has cut expenses, should be able to keep reasonable margins.

18.   Aether said it would cut expenses, consolidate sites and streamline its European venture, Sila Communications, in an effort to cut operating costs and become profitable.

19.   But like the dot-coms, some of their fortunes have shifted for the worse during the past year as clients and potential clients cut expenses.

20.   But today the vast majority have been covered with plastic to shut them off, thereby cutting cleaning expenses.