11.   Government officials accuse the opposition and the foreign press of creating panic by focusing on the insecurity of the country.

12.   He said that the smallpox virus would be a poor biological-warfare agent but that it could be very effective in creating panic.

13.   Health officials have also urged epidemiologists like Dr. Mancillo to refrain from giving television interviews, which they say could create unnecessary panic.

14.   How can a scientist communicate risk without creating a panic?

15.   In Dallas six years ago, a young woman created panic with a letter to a magazine claiming that she was spreading the AIDS virus.

16.   It created a panic but failed to explode.

17.   Part of the reason is that the American bombing has not created panic within Afghanistan.

18.   Still, officials said, Zubaydah might well be lying to interrogators either in hopes of lenient treatment or in hopes of creating panic.

19.   Such a device would not necessarily kill large numbers of people, but intelligence officials say they believe that a dirty bomb would create extraordinary panic.

20.   That could involve planting false information on the Web to create a panic or taking down crucial computers in the financial or communications sectors.