11.   Comparing the rates is difficult at best because the surveys may not ask exactly the same questions or be conducted at the same time of year.

12.   Glantz said he compared the rate of increase in tourism in the locations studied against national norms and found no difference.

13.   He developed a simple, reliable method that is the most commonly used today for comparing survival rates.

14.   If you use calling cards or cellular telephones a lot, or if you accept a lot of collect calls, be sure to compare those rates.

15.   If you do receive offers, the best thing to do is try to carefully compare rates with what you are currently getting.

16.   Impotence rates are low compared to other techniques.

17.   It allows consumers to compare insurance rates online from companies that have prequalified them for a policy.

18.   It did not compare divorce rates of doctors with those of other professionals, but an earlier review concluded doctors have a lower rate.

19.   Invest in the market, refinance your mortgage, check your bank statements online, compare insurance rates, or plan for your retirement.

20.   Just as you would before obtaining any loan, you need to compare rates and also assure yourself that the company is a good one to do business with.