11.   Although the Dayton, Ohio, company initially insisted the information came only from telephone books and public records, it later admitted it collected data from credit bureaus.

12.   And the bikes are good for more than just campground use, the company insists.

13.   And the company insists that neither its for-profit status nor its vigorous cost-control approach is at fault.

14.   As for how foundation money was spent, the companies insist they were as shocked as anyone to find out.

15.   At the time, the company insisted that the audit should go back only one year.

16.   Banks and credit card companies have long insisted that debtors were abusing the bankruptcy laws to escape debts that they could otherwise pay.

17.   Big insurance companies have long insisted that their policies be sold through an agent, who earns a commission in exchange for providing the consumer with advice.

18.   Beyond settlement fees, U.S. satellite companies insist Intelsat and Inmarsat must not be included in an accord.

19.   Billing companies insist they are simply caught in the middle.

20.   Boston Scientific declined to comment on specifics but denies all the charges and the Natick, Mass. company insists the Medinol lawsuit is baseless.