11.   It says the extra premiums should be collected by the IRS, along with personal income taxes.

12.   It would be better, he said, to have the premiums collected by Health and Human Services.

13.   McCurry also conceded that the IRS, also part of the Treasury Department, would play a behind-the-scenes role in collecting the premiums.

14.   Most of the remaining jobs will involve such relatively low-paying tasks as handling new policies and collecting premiums.

15.   Not so a London-based insurance broker that began collecting serious premiums for coverage against aliens.

16.   So an insurance company can collect premiums for years and never have to pay out anything.

17.   That means companies can collect premiums longer and pay fewer death benefits.

18.   The corporation was set up by the government to collect premiums from banks to guarantee deposits and help bankrupt banks.

19.   The move comes a month after Allstate said fourth-quarter earnings more than doubled as the insurer collected more premiums and received fewer catastrophe claims.

20.   These figures would be much higher if the premiums were collected by the IRS rather than the Department of Health and Human Services, the budget office said.