11.   And on the commercial front, the real estate market was so hot that the city did not need to forfeit tax revenue to insure building.

12.   And the city still needs to attract businesses to sustain seven years of economic development.

13.   And perhaps more, the city needs to know it can rebuild.

14.   And the city always needs help.

15.   Any city would need state legislative approval to try to collect from government agencies.

16.   Any issues about a new or improved stadium have been pushed aside because a wounded city needs to repair Lower Manhattan.

17.   As if the city needed further evidence that life is truly upside down, Mayor Rudolph W. Giuliani attended a Mets game.

18.   At this point, the city needs to be assured that plans for redeveloping the site are moving forward with the same sense of urgency.

19.   Beyond that, he said, the city needs to examine how it deals with girls in organized sports, a phenomenon that has grown in recent years.

20.   Bloomberg said that the city needed to make changes in the way it regulates construction and turned to Green.