11.   No single change would save more lives than if people routinely washed their hands before touching food.

12.   Such changes could save substantial amounts of money, but the government would still have a legal obligation to pay benefits to any applicants who met the criteria.

13.   Such a change would have saved billions of dollars, making a budget deal easier and potentially freeing up money to meet Republican demands for further tax cuts.

14.   Such changes save money, but only for a while.

15.   Tax specialists said that the change would save companies millions of dollars in taxes.

16.   The change will probably save the state in interest costs on bonds it sells, though how much is unclear.

17.   The change would save companies money on printing and distribution without decreasing information available to the public, Levitt said.

18.   The change would save the country one and a half times as much petroleum as oil companies could hope to pump from ANWR, he said.

19.   The White House and some Democrats, like Sen. Bob Graham of Florida, say the proposed changes would save money and make Medicare more competitive and efficient.

20.   They also believed that the changes would eventually save money.