11.   Insurers such as Golden Rule Insurance Co. couple them with health coverage to pay for catastrophic illnesses.

12.   Insurers package them with high-deductible health coverage to cover catastrophic illnesses.

13.   It capped costs for Medicare recipients who were struck by catastrophic illnesses.

14.   It has no cap on out-of-pocket costs, so patients are vulnerable to large costs from catastrophic illness.

15.   Medicare would deposit money into the accounts to pay routine medical bills and buy high-deductible insurance to cover catastrophic illness.

16.   Rep. Jerrold Nadler, D-N.Y., said people hit with large medical bills from catastrophic illness should not be held responsible for the costs they incur.

17.   Proceeds go to fund a camp for children with catastrophic illnesses.

18.   Seniors choosing the savings account option would also be required to buy a high-deductible insurance policy to pay for catastrophic illnesses.

19.   Seniors in MSAs would also have to buy high-deductible health coverage to pay for catastrophic illnesses.

20.   Some people become homeless after growing old or experiencing catastrophic illnesses.